Search Results - credit

Gasto em educação e o diferencial de salários por qualificação: elasticidade de substituição entre consumo e adimplência by Oliveira, Augusto Marques de Castro

“…It is estimated the parameters of this model using data from the Brazilian credit market and analyzed the sensitivity of the variables at steady state with respect to shocks in the interest rate to evaluate the impacts of monetary policy on the Brazilian credit market.…”
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Taxas de juros no Brasil: efeitos da inadimplência, rigidez e assimetria by Oliveira, Augusto Marques de Castro

“…The main conclusions from those models are: (1) both the payment rate and the ratio credit/GDP have negative effects on the loan interest rate; (2) habits formation generates rigidity of the interest rate with respect to the marginal cost of the monopolistic bank; in particular, it is obtained rigidity of the loan interest rate with respect to the SELIC interest rate; (3) habits formation also causes asymmetry in the response of the loan demand due to variations in the interest rate.…”
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Trajetórias de estudantes e de egressos dos cursos graduação no Brasil: uma abordagem longitudinal a partir de dados administrativos by Caseiro, Luiz Carlos Zalaf

“…After the 2000s, affirmative action policies, in the public sector, and scholarships and student credit, in the private sector, allowed the access of individuals with disadvantaged social origins. …”
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